A core principle of financial literacy and wealth building:
- diversification and passive income reduce risk and increase financial security. Successful individuals understand that relying on a single source of income—such as a 9-to-5 job—creates vulnerability to unexpected events, like job loss. Building additional, passive income streams mitigates this risk and is a proven path to achieving financial freedom.
Word-Of-Mouth Advertising and Referrals Are Still #1.
90%
of consumers trust these referrals more than traditional advertising. Customers are more likely to purchase from brands recommended by people they know and trust.

Experience ShopDog Payments: where innovation meets seamless integration and unparalleled support, turning payments challenges into opportunities. Discover roc-solid partnerships and growth-focused solutions today.
Great Opportunity:
The merchant processing growth market is experiencing robust growth, driven by increased consumer demand for digital and online payments, advancements in POS systems, mobile wallets, and e-commerce. Projections estimate the global merchant services market will reach approximately $201.41 billion by 2032.
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Growing Market:
The global payment processing market was valued at over $47 billion in 2022 and is projected to grow at a significant compound annual growth rate (CAGR), making it a dynamic and expanding industry.
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Essential Service:
Businesses of all sizes rely on merchant services to accept electronic payments, making it a crucial component of modern commerce.
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Recurring Revenue:
Merchant services often generate ongoing revenue through processing fees, providing a stable income stream for businesses.
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Technological Innovation:
The industry is constantly changing, offering opportunities to provide innovative solutions like mobile payments, online invoicing, and e-commerce platforms.
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Scalability:
A merchant services business can be scaled, allowing for growth and the development of strong client relationships.

Commonly Asked Q&A
Q: What would I be doing?
A: You will be referring potential businesses to our ShopDog Payments / Payroc network to become a customer.
Q: Do I have to invest any money, or are there start up fees?
A: No. You are only on this page because you've been invented and because someone trusts you with this opportunity.
Q: Do I have to sell?
A: No. But there are several opportunities to engage at other levels as well as sales opportunties.
Q: Why would a business want to process with the ShopDog Payments / Payroc network?
A: Because it saves their business money, increases the level of personal service, and gives the access growth products.
Q: How much do I get paid?
A: You get paid $25 once your submitted referral lead is submitted and approved. You get paid $75 once they referral becomes a customer. You also get paid every month 15%-50% revenue sharing on the profit of the account.
Q: What is the income potential?
A; Most of our Referral Partners average about $150 - $500 per month. About 20% of our Referral Partners average about $10,000 - $15,000 a year. There are also about 10% of our Referral Agents that become full time Agent Partners and average about $75,000 - $150,000 a year in the first few years.
Q: How do I gain more referrals once I submit the ones I know.
A: Many of our Referral Partners look for new accounts to refer by handing them info on our group.
Q: What is the "One More Matters Project"?
A: When a business processes payments with us, it helps us increase our donation to the amazing non-profits of the "One More Matters Project:
Q: Can I do this part time, full time?
A: Yes, both. Most of our Referral Partners are part time and refer 5-10 referrals a month.
Q: How many referrals become customers.
A: We can typically help every referral lead we get, but not all sign up right away. Typically about 50% will sign up right away and several others over the following months.
One More Matters Project.
The "One More Matters" project is a meaningful way to honor those who have made the ultimate sacrifice while supporting nonprofits. It’s great that your business is giving back in such a tangible way. By linking transactions to charitable contributions, you're creating an impactful connection between everyday business activities and our community.
ShopDog Payments Partner Program proudly support the One More Matters Project and the amazing work they do in our community.
